It IS plastic but not fake – here are some reasons to keep on using your credit cards:
Disperse Payments of commodities purchased over a long period of time which are otherwise very expensive. This is a major perk of having a credit card that you can spread the cost of an item purchased if paying for it in one go does not fit your pocket. Some credit cards offer long interest free periods, while some may have a life-long low interest rate.
Cutting existing Debts becomes easier as debt from one credit card can be transferred to another (See thebadcreditsite for more info about banking with bad credit), that is to a card that charges a comparatively lower rate of interest. This is called balance transfer.
Transactions Abroad are made hassle free as exchanging your currency with that of the host country proves troublesome and costly. Having a credit card can help and customers also get special rebates on using them overseas.
Protecting Your Purchases has never been simpler. We all know that paying with credit card is much safer than paying with debit card or cash. Many credit card providers offer the service of a full refund in case the purchase made by the customer is within a stipulated limit and goes awry or the product bought is not up to the mark. In this case the customer has the choice of approaching either or the card provider.
Earn Cashback by paying your credit card off for its full debt value each month. Many cashback offers are availed by numerous customers by paying the debts on time.
Airmiles are a juicier alternative to some travel freaks! These customers get to enjoy air miles credit and earn discounts on flights or get free travel opportunities just by using their credit card.
Your Credit Rating can be gained back by correctly managing your borrowings, paying the off the card in full every month, using it sensibly and having a high score by using it regularly.
Charity is something that makes everyone feel good and be sure to be one of those people who want to feel good about themselves. Credit card transactions make sure that a percentage of the money spent goes to charity of your choice and donations for any noble cause.
Discounts are very common with credit cards and a lot many customers apply for them just to avail those. Discounts, be it small or big are the biggest advantage attached to credit cards worldwide.
Save Money by shopping for grocery in the markets that are affiliated with credit cards. Or maybe you could earn either a cash back, or some bonus points on your regular shop.